Credit Shelter Trusts are a powerful estate planning tool for high-net-worth individuals, helping minimize estate taxes and preserve wealth across generations. By utilizing the federal estate tax exemption, these trusts reduce tax liabilities, provide income for surviving spouses, and ensure assets are sheltered for future heirs. Maximize your legacy with strategic estate planning.

Disability insurance is essential for high earners, providing a safety net if illness or injury prevents you from working. It replaces a portion of your income, preserving your financial stability and lifestyle. By integrating disability insurance into your broader financial plan, you safeguard your wealth and future success.

As we look ahead to Donald Trump returning to the White House in 2025, high-net-worth individuals need to consider how his policies could impact financial markets and investment strategies. From tax cuts to deregulation and trade tariffs, understanding these shifts can help you position your portfolio for success in a changing economic landscape.

Unlock the power of tax-free growth with the Mega Backdoor Roth IRA. For high-income earners and executives at companies like Google, Amazon, and Microsoft, this strategy can help you contribute beyond traditional limits, build wealth faster, and shield your future retirement income from taxes. Ready to supercharge your savings? 

Unlock the hidden potential of your real estate investments with cost segregation! This powerful tax strategy allows you to accelerate depreciation on certain property components, leading to significant tax savings and improved cash flow. From newly constructed buildings to renovated properties, discover how a cost segregation study can supercharge your ROI today. 

Donor-Advised Funds (DAFs) offer a tax-efficient, flexible way to manage charitable giving. By donating appreciated stock, you can eliminate capital gains taxes, receive an immediate deduction, and recommend grants over time. DAFs are ideal for those seeking to optimize philanthropy and tax planning, especially near retirement.

Discover the power of direct indexing, a cutting-edge investment strategy that offers personalized portfolios and enhanced tax efficiency. Unlike traditional funds, direct indexing allows you to own individual securities, enabling continuous tax loss harvesting throughout the year. Learn how this proactive approach can help you optimize your portfolio, reduce your tax liability, and improve after-tax returns.

In a world of rising inflation and market volatility, private credit offers customized, high-return opportunities beyond traditional bonds. Explore how this asset class can boost your portfolio’s performance and stability.

Estate planning for the ultra-wealthy demands a strategic approach to minimize tax liabilities and maximize wealth transfer. One effective tool in this process is the annual gift tax exemption, allowing you to reduce your taxable estate and transfer wealth to loved ones without incurring gift taxes.

For high net worth investors, holding a concentrated stock position can be both a blessing and a curse. While it may have fueled your financial success, it also poses significant risks. Liquidating such positions can trigger hefty capital gains taxes, leaving you feeling stuck. Fortunately, exchange funds offer a strategic way to diversify without immediate tax consequences. These unique investment vehicles allow you to swap your concentrated shares for a diversified portfolio, deferring taxes and reducing risk. At Fortis, we guide you through these sophisticated strategies to protect and grow your wealth.

For the ultra-wealthy, financial security involves more than just accumulating wealth. It requires navigating complex tax landscapes, advanced estate planning, diversified investments, and global asset protection. Discover why a fundamentally different approach is essential and how tailored strategies can safeguard your legacy and optimize your wealth.